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Samsung Pay – U.S. Privacy Notice

Last Revised: October 26, 2021

Samsung Pay U.S. Privacy Notice

We at Samsung Electronics America, Inc., along with our subsidiaries and affiliates (collectively,

“Samsung”) respect your concerns about privacy. This Samsung Pay U.S. Privacy Notice describes how

we collect, share and use your personal information in connection with the Samsung Pay mobile app. In

o Online Tracking And Interest-Based Advertising

 How We Use The Information We Obtain

 Information Sharing

 Links To Third-Party Websites, Devices, Apps And Features

 Your Choices

 Notice to California Residents

 How We Protect Personal Information

 Children’s Personal Information

 Updates To This U.S. Privacy Notice

 Contact Us

 The name and contact information of individuals to whom you send funds (such as their email

and postal addresses and telephone number);

 Driver’s license number or other government-issued identifiers (such as passport number);

 Payment card information;

 Your banking information (including bank and other account numbers, routing numbers,

account balance, statements and activity, transaction details, ATM activity, mobile check deposit

information and information associated with bill payment);

 The banking and contact information of any joint account holders;

 Credit report information (including credit score, credit history, any adverse factors and fraud

victim statements);

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devices), mobile network operator, mobile country code, app usage information and other

device identifiers);

 Third-party device, app, service or program identifiers and other identifiable information when

you choose to connect such devices, apps, services or programs to Samsung Pay (such as

merchant loyalty program membership numbers connected to the Samsung Pay Deals or

Coupons features, or health record program information) including any data that you direct the

third party device, app, service or program to share with us in order to store your membership

or other card in Samsung Pay; for example if you store a vaccination card in Samsung Pay, we

will obtain information such as your date of birth and vaccine type, date, and lot number;

 Samsung Pay usage data (such as the number of payment cards registered on Samsung Pay,

Samsung Pay Deals and Coupons viewed or redeemed, and use of Samsung Rewards);

 Information about transactions completed through Samsung Pay (such as the name and location

shared your information. For example, if you choose to save your payment card information with Samsung

Internet, we may save this information to your Samsung Pay account, to be used in connection with

transactions you make.

Additionally, in connection with Samsung Pay, you may choose to use your PIN, fingerprint or iris scan for

authentication purposes. This data is stored on your device and Samsung Pay does not collect, capture,

purchase, enroll, receive or otherwise obtain your PIN, fingerprint or iris scan.

We also may collect other information about you and your use of Samsung Pay in ways that we describe to

you at the time of collection or otherwise with your consent.

parties who use the information, for example, to evaluate use of Samsung Pay, help administer Samsung Pay

and diagnose technical issues.

Online Tracking and Interest-Based Advertising

Through Samsung Pay, we may collect information about your online activities over time and across

Samsung apps, websites and other online services, to provide you with advertising about products and

services tailored to your individual interests. Where required by applicable law, we will obtain your consent

for the processing of your personal information for direct marketing purposes.

Both the Nearby Deals and Rewards Hunt features may use your geolocation data to send you notices,

promotions, marketing information and advertisements relevant to participating nearby stores or

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businesses. To use these features, you must consent to Samsung Pay’s collection of your location data by

How We Use the Information We Obtain

We may use the information we obtain to:

 Provide and operate the Samsung Pay service and user experience;

 Identify and authenticate you so that you may use Samsung Pay;

 Provide address auto-fill functionality, where available;

 Provide you with access to financial services companies to open and manage your bank

accounts;

 Obtain and provide you with your credit report information;

 Process your transactions (including tokenizing your payment card data when necessary);

 Store payment cards you add to Samsung Pay within your Samsung Account to facilitate

 Communicate with you about, and administer your participation in, special events, sweepstakes,

contests, surveys and other programs;

 Improve and customize your experience with Samsung Pay, such as by delivering notifications,

communications, content, alerts, offers, promotions, marketing information and advertisements

that are tailored to your interests and the manner in which you interact with Samsung Pay and

other Samsung or participating third-party products and services;

 Operate, evaluate and improve our business (including developing new products and services,

enhancing and improving Samsung Pay, managing our communications, analyzing Samsung Pay

and our customer base, conducting market research, aggregating and anonymizing data and

performing data analytics, and performing accounting, auditing and other internal functions);

Through Samsung Pay, we may collect personal information that you provide through other Samsung

devices, apps and online features and services, including your cross-platform and cross-device online

activities. We also may obtain information about your interactions with and use of third-party services

with which you choose to connect through Samsung Pay. We may combine information we obtain about

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you for the purposes described above. We also may use the information we obtain about you in other

ways for which we provide specific notice at the time of collection or otherwise with your consent.

Information Sharing

We may share certain of your personal information:

 With banks to help you open and manage your accounts and apply for payment cards, link your

bank account to external accounts, and for authentication and fraud prevention purposes;

 With our affiliates;

 With our service providers who perform services for us (such as to help operate and improve

Samsung Pay, to help us detect fraud and secure our networks, to facilitate customer service

materials, advertisements and other materials. For example, in connection with our money

transfer and prepaid card features, we share your personal information with our banking

partners that provide these features.

Samsung Pay, our affiliates, and our third-party service providers also may disclose information about

you (1) if we are required to do so by law or legal process (such as a court order or subpoena); (2) in

response to requests by government agencies, such as law enforcement authorities; (3) to establish,

exercise or defend our legal rights; (4) when we believe disclosure is necessary or appropriate to prevent

physical or other harm or financial loss; (5) in connection with an investigation of suspected or actual

illegal activity; (6) in the event of a potential or actual sale or transfer of all or a portion of our business

or assets (including in the event of a merger, acquisition, joint venture, reorganization, divestiture,

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Please note that if you decline to allow Samsung Pay to collect, store or share certain information, you

marketing purposes during the immediately preceding calendar year, and (2) the identity of those third