Federal Benefits
FastFacts for Dental
Insurance
The Federal Employees
Dental and Vision Insurance
Program (FEDVIP)
* What is dental insurance
under FEDVIP? FEDVIP provides a
comprehensive dental insurance
plan to ensure that you and your
family maintain healthy oral care.
You can choose from 6 nationwide
and 4 regional dental plans covering:
basic services such as exams, x-rays,
and cleanings; intermediate services
such as fillings and extractions; major
services such as crowns and root
canals; and orthodontics services for
dependents under age 19 and subject
to a plan’s waiting period.
Please see each plan’s brochure
for details on what’s covered.
* Am I eligible? If you are a Federal
or U.S. Postal Service employee who
is eligible to enroll in the Federal
Employees Health Benefits (FEHB)
Program or the Health Insurance
Marketplace (Exchange) and your
position is not excluded by law or
regulation, you are eligible to enroll in
dental insurance. However, you do
not have to be enrolled in an FEHB or
Exchange plan to enroll in a dental
plan. There is no FEHB or Exchange
requirement for annuitants. If you are
uncertain about your eligibility,
contact your Human Resources (HR)
office or Retirement System.
* When can I enroll? FEDVIP is offered
under an annual Open Season during which
eligible individuals may enroll. New employees
may enroll within the first 60 days of
employment. There are limited opportunities to
enroll outside of open season with a qualifying
life event (QLE).(Find a summary of QLEs at:
www.benefeds.com/BenefedHelp/FEDVIP/qualif
ying_life_events.htm.)
* How do I enroll? You must enroll
through BENEFEDS, a secure enrollment
website sponsored by OPM. You may enroll
online at www.BENEFEDS.com or by calling 1-
877-888-FEDS
(1-877-888-3337),TTY number 1-877-889-
5680.
* How much do I pay? What you pay is
based on where you live (your rating region)
and the plan and option you choose.
Employees’ premiums are
paid with pre-tax dollars. Premiums are paid
entirely by the enrollee; there is no
Government contribution.
You can find the rating region chart and
premiums on our website at
www.opm.gov/healthcare-insurance/dental-
vision/.
* How will benefits be coordinated with
my FEHB health plan?
Your FEHB plan is the First Payor. Your FEDVIP
dental plan will facilitate the
First Payor process with your FEHB plan. Your
dental premiums are not reduced if you have
dental coverage under your FEHB plan.
* When can I change my dental insurance
enrollment? You may make certain changes
to your plan during Open Season or if you
experience a FEDVIP- specific QLE. Find a
summary of the FEDVIP QLEs at
www.benefeds.com/benefedhelp/FEDVIP/qualif
ying_life_events.htm